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Ruby Clark is an accomplished author and thought leader in the fields of new technologies and financial technology (fintech). She holds a Master’s degree in Technology Management from Columbia University, where she honed her expertise in digital innovation and strategic foresight. Ruby's extensive experience includes a pivotal role at Innovatech Solutions, where she contributed to groundbreaking projects that bridge the gap between technology and finance. Through her writing, Ruby explores the impact of emerging technologies on the financial services landscape, providing insights that resonate with both industry professionals and enthusiasts. Her work has been featured in prominent publications, establishing her as a trusted voice in an ever-evolving sector. When not writing, Ruby is passionate about mentoring aspiring technologists and advocating for responsible fintech development.