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Karol Smith is an accomplished author and thought leader in the realms of new technologies and fintech. Holding a degree in Computer Science from the University of California, Los Angeles, Karol combines a strong academic foundation with practical insights gleaned from years in the industry. Prior to embarking on her writing career, she honed her expertise at Socratic Innovations, where she played a pivotal role in developing cutting-edge financial technology solutions. Through her analytical approach and keen understanding of market trends, Karol provides readers with in-depth analyses and projections that inform both industry professionals and enthusiasts alike. Her work aims to bridge the gap between complex technology and everyday applications, making her a respected voice in the evolving landscape of finance and technology.